PhonePe App – a simple and secure cashless and a seamless payment

PhonePe App – a simple and secure cashless and a seamless payment , PhonePe is a digital wallet platform and online payment company headquartered in

PhonePe is an UPI-based App launched by e-commerce giant Flipkart, to provide a cashless and a seamless payment experience.


By accessing PhonePe Service and PhonePe Platforms, You represent that:-
  • You are 18 years of age or older;
  • You are capable of entering into a contract /legally binding agreement;
  • You have the right, authority and capability to enter into this Agreement abiding by all the provisions of the “terms of use” of PhonePe Services.
  • You are not barred or otherwise legally prohibited from accessing or using services of PhonePe or PhonePe Entities under the laws of India.
  • You are not impersonating any person or entity, or falsely stating your age or affiliation with any person or entity. PhonePe and PhonePe Entities shall reserve the right to terminate your contract to use PhonePe Platform in case of any incorrect representation of the above-mentioned conditions.
  • The mandatory information and Officially valid document(s) “OVD”/ document details mentioned by you are true & correct and belong to You.
Utility uses of PhonePe 
Customers can use PhonePe app to pay your postpaid and utility bills. You can use PhonePe app for the following
Most Usefully Service
  •  Recharging prepaid mobile number
  •  Recharge data card and DTH 
  • Electricity bill
  • Credit Card Bill
  • Lic Insurance 
  • Piped Gas Bill
  • FASTag Recharge 
  • Cable TV 
  • Book A cylinder 
  • Broadband
  • Education Fees
  • Donate 
  • Loan Repayment 
  • Send or request money from friends entering their number, name or VPA
  •  Split bills between people 
  • Check the bank account balance 
  • Scan QR codes to pay

PhonePe Services

  • PhonePe and PhonePe Entities provide services via PhonePe Platform. You further agree and acknowledge the terms of use of PhonePe Services provided on PhonePe Platform.
  • PhonePe Account (“PA”) – PhonePe Account is the account that you create when you sign-up/register with PhonePe.
  • This account allows you to access PhonePe Platform, browse through the PhonePe Service, make payment using debit card, credit cards or net banking collectively known as (‘Payment Gateway Services’) to permissible merchants on PhonePe Platform or on Participating Platforms.
  • You can also avail Recharge & Bill Payment facility made available to PhonePe Users under the Terms of Use of such Service.
  • You would need to register by providing additional information in order to make payment via Unified Payment Interface (“UPI”) and Pre-Paid Instruments (“PPI”) services to make payments to merchants using these modes of payments.
  • Access to PA enables you to browse through PhonePe Services provided by PhonePe Entities and in order to avail, enroll or use any such Service you may need to additionally register for such services by providing some more information as required under the Terms of Use of such products/services.
  • Allows you to store your card details within our secure PCI-DSS zone for use of transactions.
  • Allows you to share and maintain the Know Your Customer “KYC” details and information for underwriting purposes for other financial and non-financial products available on PhonePe App as Services illustrated below:
  • PhonePe Pre-Paid Instrument (“PPI”, “PhonePe Wallet”) & PhonePe Gift Card (“eGV”)
  • Bhim PhonePe UPI (“UPI” – Unified Payment Interface)
  • External Wallets (“EW”)
  • Purchase and redemption of Mutual Funds Units
  • Insurance Solicitation
  • Recharge & Bill Payments (“RBP”)
  • Merchant Payments on PhonePe Platform (“Switch Merchants”)Any other financial product/feature that is provided on PhonePe or PhonePe entities platform, subject to regulatory provisions and permitted by PhonePe.
Updated: 25/11/2020 — 12:43 PM

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