Post Office New Saving Scheme: Deposit 200 And Get Rs 21 Lakh Know In Detail:While it is difficult to save in today’s turbulent times, there is good news for the general public at present. India Post Office has come up with a scheme that you will not believe knowing about it. In such times of turmoil, when people go out of their way more than their income, there is no means of saving for the middle class family.
The post office has recently launched a new scheme that you can take advantage of and save more in less time. If you want to become a lakhpati, you have to open an account at the post office, in which you can save Rs 200 and get Rs 21 lakh.
Currently the post office has launched this new scheme in which you can easily save Rs 200 from daily expenses. If you make small savings during this time, it will be beneficial for you in the future. The Post Office’s Public Provident Fund account is one of the best savings options today. You have to save Rs. 200 per day in this account. If you can save Rs 200 per day, it can become a fund of Rs 21 lakh. You can open an account anywhere for this scheme.
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With this scheme you can open this post office account in any branch of the country. With this you can open more than one account or you can open a joint account for two people to operate the account.
How to get Rs 21 lakh:
If you are 25 years old, you will save only Rs. 200 from your expenses and after 15 years you will get support of around Rs. 21 lakhs from these savings. For this scheme you only have to save Rs.500 per day and deposit it in your account. 200 per month will be 6000 and the year investment will be 72000 rupees. If you save Rs 200 for 15 years, your investment will be Rs 10.80 lakh.
At the same time, in PPF, interest will be added to your money in terms of compounding at 8% per annum. Also, if you get interest at this rate for 15 years, the total return will be Rs 21 lakh. This means you will get an additional benefit of Rs 10.81 lakh in the form of interest on your total investment.
To avail this scheme, you need to open an account for only Rs. 100 and invest at least Rs. 500 in a year and with that you can invest an additional Rs. 1.5 lakhs in the account in a year. You can also open this account in your child’s name. However, it does not feature pre-mature withdrawals.